Octavio Cardona

Mr. Cardona-Loya has been at the forefront of litigation against mortgage servicers since the economic collapse in 2008.  He primarily focuses on representing consumers in their claims against mortgage servicers and debt collectors.  He has stopped numerous foreclosures, obtained loan modifications with principal reductions, and obtained favorable and well-known court rulings under the Home Affordable Modification Program.  He also brings experience in other areas of practice including immigration, personal injury, medical malpractice, and estate planning. Awards California Western School of Law Dean’s Scholarship for Ethnic and Cultural Diversity Academic Achievement Award for Counter-Terrorism in the Post-9/11 World Academic Achievement Award for Advanced Legal Research and Writing State Bar of California Wiley W. Manuel Award for Pro Bono Services, 2007 Dean’s Honor List, Spring 2006 University of San Diego Phi Beta Kappa, 2004 Publications Medicare to Cut Physician Journal of Biolaw and Business, Vol. 10, No. 1, 2007. Speaking Engagements Defending Collection Lawsuits – 2010 Defending Foreclosures – 2008 Admissions State Bar of California United States District Court, District of California – Southern District United States District Court, District of California – Central District United States District Court, District of California – Eastern District United States District Court, District of California – Northern District Education California Western School of Law, J. D., cum laude, 2007 University of San Diego, B. A., magna cum laude, 2004